Security
Security checklist for open finance
A credible FIDA program must cover authentication, authorization, monitoring, abuse testing, incident response and audit evidence.
Test beyond technical flaws
Tests must cover injections and API vulnerabilities, but also business abuse: excessive collection, abnormal frequency, consent bypass or bulk extraction.
- OWASP API Top 10
- Consent abuse scenarios
- Rate limits per third party
- Behavioral detection
Prepare the incident
Document suspension thresholds, customer communication, potential regulatory notifications and controlled partner recovery.